Test your office ergonomics!

1. How should your monitor be positioned when typing at your computer

A. Directly in front of your ergonomic keyboard

B. To the left of your ergonomic keyboard

C. To the right of your ergonomic keyboard

D. Below your ergonomic keyboard

2. Health and safety are not important in a workplace?

A. True

B. False

3. If you do not experience pain while doing repetitive tasks then you do not have to worry about cumulative trauma?

A. True

B. False

4. The best position for your mouse is:

A. On top of your keyboard

B. Behind your keyboard

C. Next to your computer monitor

D. Next to your keyboard

5. Should the telephone, documents and frequently accessed materials be within an easy arm’s reach while at your desk?

A. True

B. False

6. Your work surfaces should be plain and smooth without hard or sharp edges.

A. True

B. False

7. Should you adjust your work surface height when working at the computer every few hours, when you feel your muscles need a break?

A. True

B. False

8. Head, neck and trunk should be erect and not slouch.

A. Yes

B. No

9. Trunk to be about perpendicular to floor and not leaning forward/backward.

A. Yes

B. No

10. Shoulders and upper arms to be about perpendicular to floor and not relaxed or elevated.

A. Yes

B. No

Answers

A. Directly in front of your keyboard

B. False

B. False

D. Next to your keyboard

A. True

A. True

A. True

A. Yes

A. Yes

A. Yes

Affordable Maternity insurance

Maternity insurance is a health insurance which includes the costs related to pregnancy from delivery to care in hospitals, the hospitalization expenses, surgery, and pre and post hospitalization for 60 days. Some maternity insurance also covers the prenatal visits.


The exclusions of maternity insurance are it does not cover the unfortunate events of termination of pregnancy in the first 12 weeks. The insurance company which covers the maternity insurance is ICICI, United India insurance, Apollo DKV, health insurance, and many more.

The maternity insurance depend upon many factors like – on the profile of the company being insured, the industry in which it is operating and the risks factors associated with it. It can also depend upon the number of employees working there, the age profile of the employees and the previous health insurance claim ratios pertinent to the company. The advantages of maternity insurance include the save of money up to 60% on doctor’s visits, lab work, hospital stay, sonograms, and much more.

The maternity insurance does not offer the insurance for a lady who is already pregnant but some states offer mediclaimed health insurance or plans to low income families. You can have this insurance for a pregnant lady, have recently given birth, are adopting a child or are caring for a newborn. Having maternity insurance is the best option if you are planning to become pregnant. It offers maternity services as insurance coverage.

Steps to lodge claim when you have 2 health insurance policies

Preeti Kulkarni has written a good article in The Economic Times of January 6, 2010 on “Take extra cover for sake of your health”


The Heading carries the line “In many cases, claims can be made under both the policies” is very interesting .

The same article under the sub heading “Making a claim under two policies.” mentions

“Many policy holders tend to assume that they can file a claim under any of the policies they have signed up for, which may not always be the case; whether the individual can make a choice to claim depends on the provisions made in the policies taken.

Also, whether the individual can make a choice to claim depends on the provisions made in the policies taken. Typically, there is a declaration sought from the customer on the policies under which s/he is covered, and the total liability is shared by the insurers, informs.

The contribution clause in the policies states that claims can be made under both the polices, in the same ratio as the sum insured. For instance, if you are covered under a corporate policy with a sum insured of Rs. 2 lakh, in addition to a personal cover of Rs. 1 lakh and makes a claim for Rs. 1 lakh, the insurer servicing the former will contribute around Rs. 66,000 while the balance will come from the other insurer.

However, according to Pawan Bhalla, CEO of Rakish TPA, in India, policyholders are not legally bound to disclose the details of any existing policy or make a claim under any of the two policies they are covered under.”

Pawan has mentioned that it is not necessary to make the declaration to both the Insurance Companies.

Reality is that if the claim is of small sum then everything is fine. But if the claim is large and let us say the facts are

Policy 1 Coverage under corporate group policy = Rs. 5 Lakh
Policy 2 Coverage under own policy = Rs. 5 Lakh

Policy 1 was issued in 2003, and is continuing. A claim was lodged in June 2009, for Rs. 2 lakh and was paid.
Policy 2 was issued in November 2008 and is continuing. Insurance company 2 was not informed about existence of policy 1.

Let us say in January 2010 claim is to be lodged for Rs. 7 lakh.

This is the point at which problem like claim settlement arises when the claim is to be lodge with both companies. As only one set of original documents (Invoice bill / Receipt / Test Reports / Discharge Summary) can be issued by Hospital therefore if will become necessary for the client to reveal to both the companies about details of polices. If any document is required from Insurance Company (Policy 1) they will point out when you took this policy and why we were not informed about policy 2 on earlier occasion as they would have asked Insurance Company 2 to pay half of the claim amount of Rs. 2 Lakh. In most probability Insurance company 1 while paying the claim of Rs. 7 lakhs in ratio of 1;1 which means Rs. 3.50 lakh will deduct Rs. 1 lakh for June 2009 claim. In the absence of letter from Insurance Company 1 he can not go to Insurance Company 2. Alternatively if lodges original documents with Insurance Company 2 then he may find slightly easier but problem for claim settlement is bound to emerge.

Any effort to get 2 sets of original form Hospital is not suggested as Insurance Co’s / TPA’s are cautious and are trying to control frauds as many cases of multiple claims being lodged with more than 1 Insurance Company have been noticed / reported. In the end I will like to say you are buying Insurance for having peace of mind then it is better to reveal to both the Insurance Companies about the policy.

Big rush for RATION CARD, 4 Lakh Families Applied So Far

When the food and civil supplies department invited fresh applications for ration cards on November 18, they didn’t expect lakhs of responses. The reason could be that the department had decided to issue applications after a gap of two years. 
    Another reason is perhaps because ration card serves as an identity proof for various transactions. The department has received applications from 4,74,192 families from Bangalore alone. In the state, in just 35 days, nearly 11 lakh 
families have filed applications. “This response has made us aware of the importance of the ration card. We are yet to announce issuance of the ration cards. But based on the applications that we have got, we started physical verification of the applicants’ residential address and revenue register number of the electricity connection and supportive identity documents. There is no deadline as such for the bulk applications while issuing ration cards. We will gear up,’’ said M C Gangadhar, deputy director, food and civil supplies. 
    But online service has some glitches. For instance, 64-year-old Sathyanarayana Kotta was shocked when he was told that the ration card that he had used for the last 30 years was not valid. The department’s website reflected this. 
    Kotta was one among the many who was waiting for the issuance of the new ration cards for the last one year and was happy when the service for the ration card was made completely online. “I applied for one in the first week of December as my ration card was valid till December 2006. I tried to apply online for a new ration card in place of the existing one. The system indicated that the ‘old ration card number is not valid’,’’ he said. 
    When contacted, Gangadhar, deputy director of the department, said that in such a situation, many like Kotta want to know if they can freshly apply for the new ration card. “This is one of the cases of temporary ration cards that the department had issued only in Bangalore. In such cases the applicants will have to apply afresh if the card has expired. If the old ration card number is not found in the database, a remark can be made in the application giving the old ration card number,” said Gangadhar.

Source : TOI,Bangalore

IPS officer caught cheating in law exam

Regional passport officer (RPO) J.P. Singh was allegedly caught cheating while he was appearing for the LLB Exam of Lucknow University. When his answer script was snatched, he threatened the flying squad with dire consequences.

As per reports, during the LLB Exam of Lucknow University, the flying squad caught three candidates red-handed. When JP Singh's answer sheet was confiscated and sent to examination controller. If proven, his entire examination could be cancelled.

As per a member of the flying squad whent hey entered the examination room number 102 they suspected J.P. Singh of foulpay and warned him. In return Singh began misbehaving with the squad members. When Singh's desk was searched and he was patted down they found a numbers of chits on him, after which he began threatening the officers and examiners on duty.

Singh, however, clarified his stance and returned fire with fire alleging flying squad officers and examiners of conspiring against him. He vehemently denied all allegations.

Source : 

Take a new year “JOYRIDE”

Wondering how to usher in the New Year? How about taking a ride on the Metro, soaking in the sights and scenes of the city’s life by night? Namma Metro will operate till 2am Jan. 1 and this could be a big boon for those heading home after a night of revelry.
    The Bangalore Metro Rail Corporation Ltd has extended its timings, but just for a day. The services could be extended on Christmas Day too, but that would depend on the number of footfalls, said a BMRC press release.
    The Metro operates between MG Road and Byappanahalli till 11pm in the first week of getting on track, though the normal operating time is 6am to 10pm. The timing was extended because of the huge flow of excited commuters who wanted to take a joy ride. During weekends, the average ridership was around 50,000 per day during the two months. 

Secrets Of Samsung Corby Mobile Phone

Samsung Corby is really a cool series from Samsung mobile phone and some of the models are having some unknown and never said secrets which are really surprising and a lot interesting. I want to share some secrets with you today. First we will go with basic codes and after that we will get into real action.

We Start with the basic secret code which is common for all mobile phones

*#06#  - This will show the IMEI(International Mobile Equipment Identity) number of the mobile phone.

*2767* 5282# - This will reset the Java Application (It Deletes All Java Midlets which are installed in your phone)

#*7728# - This is a master reset code which will not delete any thing from your mobile but will set everything to factory default settings when it was on the time when we bought at the time of purchase.

*#9998*3323# - This code is used to unlock the samsung corby to all networks.

Now i will write some codes which might not work in all mobile phones but they are really working in some other mobile models of samsung.

*#9998*4357# - This will bring a Help Menu where we can select a lot of inbuilt options.

*#9998*5282# - This will bring a Java Menu where we can set the GPRS/CSD Settings for java server.

*#9999#0# - This will bring a Monitor Mode Menu.

*#9999# or *#9998*9999# - This will bring a Software Version Menu.

*#8888# or *#9998*8888# - This will bring a Hardware Version Menu.

*#9998*746# or *#9998*0746# or *#0746# - This will give the Sim Information.

*#9998*523# or *#9998*0523# or *#0523# - This will display the Contrast options.

*#9998*842# or *#9998*0842# or *#0842# - This will bring the Vibration On options.

*#9998*289# or *#9998*0289# or *#0289# - This will bring the Buzzer On option.

*#9998*288# or *#9998*0288# or *#0288# - This will bring the Battery & Field Information.

*#9998*377# or *#9998*0377# - This will bring the Error log

*#9998*778# or *#9998*0778# or *#0778# - This will bring the Sim Service table

*#9998*782# - This will bring the date and alarm clock options.

*#8999*638# - This will bring the network information.

*#9998*5646# - This will bring the change operator logo at startup

*#9998*76# - This will show the production number

*#9998*968# - This will bring the melody for alarm option.

*#9998*585# - This will bring the Non-Volatile Memory (NVM) option.

*#3243948# - This will bring the Digital Audio Interference Off option.

*#32436837# - This will bring the Digital Audio Interference On option.

Will update if anymore found...cheers.